headshot of Michael Santiago
  • Written by
    Michael Santiago

    Michael Santiago

    Senior Financial Editor

    Michael Santiago, a senior financial editor, joined RetireGuide in 2023. With over 10 years of professional writing and editing experience, he brings a wealth of expertise in creating content for diverse industries, including travel and healthcare. Having traveled to more than 40 countries across five continents and lived in Europe and Asia for several years, Michael's global perspective enriches his work. He combines his strong writing skills, editorial judgment and passion for crafting accurate and engrossing content to enhance the user experience on RetireGuide.

    Read More
  • Edited By
    Savannah Pittle
    Savannah Pittle, senior financial editor for RetireGuide

    Savannah Pittle

    Senior Financial Editor

    Savannah Pittle is a professional writer and content editor with over 16 years of professional experience across multiple industries. She has ghostwritten for entrepreneurs and industry leaders and been published in mediums such as The Huffington Post, Southern Living and Interior Appeal Magazine.

    Read More
  • Published: September 14, 2023
  • Updated: September 19, 2023
  • 11 min read time
  • This page features 5 Cited Research Articles
Fact Checked
Fact Checked

Our fact-checking process starts with vetting all sources to ensure they are authoritative and relevant. Then we verify the facts with original reports published by those sources, or we confirm the facts with qualified experts. For full transparency, we clearly identify our sources in a list at the bottom of each page.

Cite Us
How to Cite RetireGuide.com's Article

APA Santiago, M. (2023, September 19). Making the Most of Retirement Travel: 40+ Vacation Tips for Retirees. RetireGuide.com. Retrieved July 11, 2024, from https://www.retireguide.com/retirement-life-leisure/travel/travel-tips/

MLA Santiago, Michael. "Making the Most of Retirement Travel: 40+ Vacation Tips for Retirees." RetireGuide.com, 19 Sep 2023, https://www.retireguide.com/retirement-life-leisure/travel/travel-tips/.

Chicago Santiago, Michael. "Making the Most of Retirement Travel: 40+ Vacation Tips for Retirees." RetireGuide.com. Last modified September 19, 2023. https://www.retireguide.com/retirement-life-leisure/travel/travel-tips/.

Key Takeaways
  • Take into account your interests, budget, companions, preferred travel time and the reviews of potential destinations.
  • Book flights and accommodations in advance, get travel insurance, plan your itinerary but be open to changes and ensure ample time for airport commutes.
  • Find deals on travel and accommodation, use a travel credit card for rewards, consider off-season travel, opt for affordable accommodations like hostels and cook your own meals when possible.
  • Stay alert to your surroundings, never leave belongings unattended, keep valuables close and be cautious about food and drink consumption.
  • Prioritize relaxation, don't overpack your schedule, be open to new experiences and focus on creating lifelong memories.

Traveling during retirement is a dream for many. With careful planning and the right mindset, it can be your reality. Here’s how to make the most of your retirement years and enjoy the best that travel has to offer.

Tips for Choosing the Right Vacation Destination for Retirees

Senior man looking through map on city street

With countless beautiful destinations to choose from, deciding where to venture next might seem a daunting task. However, with a bit of consideration, you can select a location that promises a trip tailored to your preferences.

Traveling as a retiree comes with its unique set of considerations and perks. You have the liberty to explore at a more leisurely pace, soaking in the experiences and cultures without the need to rush. Moreover, you can plan your journeys for off-peak times when destinations are less crowded.

The following list offers more valuable tips for picking your perfect vacation destination, designed to make the planning process simpler and more enjoyable.

Top 10 Tips for Choosing the Best Vacation Destination

  1. Identify Your Interests
    This will guide your destination choice. If you love art, a city known for its museums and galleries could be a great choice. If you’re a history buff, consider a destination rich in historical sites.
  2. Consider Your Budget
    Destinations vary widely in cost. Determine what you’re comfortable spending on travel, accommodation, food and activities, then choose a destination that fits within that budget.
  3. Think About the Time of the Year
    Every destination has an ideal time to visit depending on the weather, tourist crowd and local events. Research the best times to visit your potential destinations and align this with when you’d like to travel.
  4. Consider Accessibility
    As we age, mobility can become a concern. In fact, approximately 40% of American older adults aged 65 years or older experience difficulty walking, climbing stairs, or using a wheelchair, walking cane or walker. Ensure the destination you choose is retiree-friendly, with good infrastructure, accessible attractions and availability of medical facilities, if required.
  5. Choose Your Travel Companions
    Whether you prefer to travel solo, with a partner or in a group can significantly influence your destination choice. Some places are more suited for groups, while others are better for solo exploration.
  6. Consult a Travel Advisor
    Travel advisors have a wealth of information about various destinations and can provide personalized suggestions based on your interests, budget and travel preferences.
  7. Check Visa Requirements
    Some countries have complex visa procedures that might be challenging or time-consuming. Be sure to factor this into your decision-making process.
  8. Factor in Travel Time
    If long flights are uncomfortable for you, consider destinations closer to home. Alternatively, plan for breaks in your journey to more distant locations.
  9. Research and Read Reviews
    Look for reviews of potential destinations online. These can give you a realistic idea of what to expect and help you decide if a place aligns with your preferences.
  10. Prioritize Safety
    Research the safety of potential destinations, especially if you plan to travel alone. Consider factors like local crime rates and the political stability of the region.

Every destination has something unique to offer; it’s all about finding the one that resonates with you.

Tips on How To Plan Your Vacation as a Retiree

High angle view of a woman travel planning and packing documents for an overseas trip

Planning a vacation might seem overwhelming with so many aspects to consider, especially as a retiree with unique needs.

In this stage of life, travel may no longer be about fast-paced sightseeing and ticking off a checklist of landmarks. Instead, it’s about savoring each moment, immersing yourself in different cultures and making lasting memories at your own pace. With these shifts in travel style, your planning approach also needs to adapt.

Top 8 Tips for Planning Your Vacation

  1. Book in Advance
    To secure the best deals and availability, book your flights and accommodations several months before your travel date.
  2. Pack Accordingly
    Research the weather at your destination during your visit and pack clothes suitable for the conditions. Don’t forget essentials like medications, comfortable shoes and any special items you may need.
  3. Create an Itinerary
    List down attractions, activities and sights you wish to explore. Having a plan ensures you won’t miss out on any experiences you’re excited about.
  4. Get Vaccinated
    Ensure you are up-to-date with your routine vaccines and get any additional vaccines required for the countries you’ll be visiting.
  5. Allow Ample Travel Time
    Don’t rush your travel plans. Allowing plenty of time for transit, especially to and from the airport, can alleviate stress.
  6. Stay Flexible
    While an itinerary is helpful, stay open to changes. Sometimes spontaneous plans can lead to the most memorable experiences.
  7. Research Local Customs and Laws
    Familiarizing yourself with the local culture and laws of your destination can help avoid any misunderstandings or legal issues.
  8. Plan for Your Health
    If you have any health conditions, plan accordingly. This might involve locating nearby healthcare facilities.

Remember, this is your time to explore the world at your own pace and on your own terms. Keep these tips in mind, but also trust your instincts and personal preferences as you navigate through your travel plans.

Is Your Lifestyle Future-Proofed?
Secure the lifestyle you've always imagined post-retirement. Discover annuity options that can make it a reality.
*Ad: Clicking will take you to our partner Annuity.org.

Retiree Vacation Money-Saving Tips

A senior man books a flight on his laptop at an outdoor cafe

As a retiree, you’ve earned the freedom to explore the world at your own pace. But managing your budget is still essential to ensuring your vacation experiences remain enjoyable and stress-free.

Believe it or not, traveling doesn’t always have to come with a hefty price tag. With a few smart strategies, you can stretch your travel budget while still making the most of your adventures.

Did You Know?
Last year, Baby Boomers spent $157 billion on travel. For their vacations, each spent — on average — no less than $1,865.

As a retiree, you likely have flexibility with your travel dates and activities. By capitalizing on this advantage and being savvy, you can save money without missing out on experiences.

Top 10 Tips for Budget Planning

  1. Look for Age-Related Discounts
    Many travel-related businesses offer discounts for retirees. Don’t forget to ask about these when booking flights, accommodations or activities.
  2. Travel During Off-Peak Times
    Prices for flights and accommodations are often lower during off-peak times. Plus, you’ll enjoy less crowded attractions and a more relaxed pace.
  3. Use Rewards and Points
    If you have a travel credit card, use your points or miles to offset your travel costs. This could apply to flights, hotels or even car rentals.
  4. Consider Budget Accommodations
    Hostels, bed and breakfasts or vacation rentals can offer a more budget-friendly alternative to traditional hotels, and they typically provide a more local experience.
  5. Cook Your Own Meals
    Staying in accommodations with kitchen facilities allows you to save by cooking some of your own meals.
  6. Find Free Activities and Attractions
    Many cities offer free attractions like parks, museums (on certain days or times), walking tours or festivals. Research these in advance to plan your itinerary.
  7. Use Public Transportation
    Save money by using public transportation instead of taxis or rideshare services. Some cities also offer transportation discounts for retirees.
  8. Use Comparison Sites
    Popular websites such as Hotels.com and TripAdvisor.com can help you find the best deals on flights, accommodations and rental cars by comparing prices from various platforms.
  9. Travel with a Group
    Group travel can reduce costs as many expenses like accommodation or car rentals can be shared. Plus, group tours often provide discounts for larger parties.
  10. Pack Wisely
    Avoid extra costs by ensuring you have packed all essentials. This prevents having to make purchases at your destination or incurring excess baggage fees for items purchased while on your vacation. Leave some space in your luggage if you plan on bringing back souvenirs.

Saving money while vacationing as a retiree doesn’t mean you have to sacrifice quality or enjoyment. Each of these tips is an opportunity to travel smarter so you can explore more of what the world has to offer.

Unforgettable Vacation Ideas for Retirees

Safety Tips for Your Vacation

A woman plans her vacation online while packing her suitcase

Safety should always be a priority when traveling. As a retiree, your well-earned vacation should be a time of enjoyment and relaxation, not unnecessary stress.

“Consider researching guided tours or group activities tailored specifically for retirees to ensure a safe and enjoyable experience,” recommended Adam Garcia, CEO of The Stock Dork.

Being a seasoned traveler also means being savvy about your personal safety and health. The following list presents important safety tips tailored for retirees vacationing domestically or abroad.

Top 11 Travel Safety Tips

  1. Secure Your Home
    If you’re leaving your home unattended, make arrangements to ensure it stays safe while you’re away. This might involve asking a neighbor to keep an eye on it or setting up timers for lights to give the appearance that someone is home.
  2. Share Your Itinerary
    Leave a copy of your travel itinerary with a trusted friend or family member back home so someone knows where you’re supposed to be.
  3. Stay Alert
    Always be aware of your surroundings, especially in crowded places. Be cautious of scams targeted at tourists.
  4. Secure Your Belongings
    Don’t leave your bags or personal items unattended. Use hotel safes for valuables when available.
  5. Get Travel Insurance
    Ensure you have travel insurance that covers medical emergencies, especially if you have pre-existing conditions. It can also cover unexpected situations like trip cancellations or lost baggage.
  6. Check Travel Advisories
    Before you travel, check the latest travel advisories for your destination from your government’s foreign affairs department or equivalent. The U.S. Department of State is a great resource for researching active travel advisories.
  7. Pack Necessary Medications
    If you have prescribed medications, bring a sufficient supply for your entire trip plus extra in case of delays.
  8. Keep Emergency Contacts Handy
    This includes the local emergency number, contact details for your country’s embassy or consulate and your travel insurance provider’s hotline.
  9. Practice Safe Eating and Drinking
    Avoid foodborne illnesses by eating at reputable places, avoiding uncooked foods when in doubt, and drinking bottled or purified water.
  10. Keep Copies of Important Documents
    Have copies of your passport, driver’s license and other important documents in case the originals are lost or stolen.
  11. Stay Connected
    Ensure you have a way to communicate while abroad. This might involve setting up international roaming or buying a local SIM card upon arrival. Carry a mobile phone that works at your destination. It can be invaluable during emergencies to call for help or use GPS.

These tips serve as guidelines. Remember, safety doesn’t mean compromising on exploration or fun; it’s about experiencing the world responsibly and wisely.

Frequently Asked Questions About Vacationing in Retirement

What's the best way to choose a vacation destination as a retiree?
Start by considering your interests and hobbies. If you're a history buff, for instance, cities rich in heritage might be a good fit. Also consider your budget, the size and preferences of your travel party, and the time of year you wish to travel. Lastly, read reviews about potential destinations to get an idea of what to expect.
How far in advance should I book my flights and accommodations?
While it varies depending on your destination and the time of year, a good rule of thumb is to start looking for flights and accommodations about six months to a year before your intended travel date. This allows you to find the best deals and ensures availability.
What are some ways to save money while traveling?
Look for deals on flights and accommodations, and consider using a travel credit card that earns points or miles. Travel during the off-season when prices tend to be lower. Consider staying in hostels or bed and breakfasts, which are usually cheaper than hotels, and prepare some of your own meals. Lastly, take advantage of free or low-cost attractions and activities.
How can I stay safe while traveling?
Always be aware of your surroundings, especially in crowded areas. Never leave your belongings unattended and keep your valuable items close to you. Be cautious with food and drink to avoid illness, and trust your instincts when something doesn't feel right. It's also recommended to have travel insurance for emergencies.
How can I make the most of my vacation?
The key is to balance relaxation and exploration. Don't try to cram too much into your schedule; instead, take the time to thoroughly enjoy each experience. Be open to new activities and experiences, and focus on making lasting memories. Remember, the goal of your vacation is enjoyment, not exhaustion.

Connect With a Financial Advisor Instantly

Our free tool can help you find an advisor who serves your needs. Get matched with a financial advisor who fits your unique criteria. Once you’ve been matched, consult for free with no obligation.

Last Modified: September 19, 2023

5 Cited Research Articles

  1. Widmer, B. (2023, June 13). Travel Statistics by Age Group (2023) // Latest Research. Retrieved from https://www.thewanderingrv.com/travel-statistics-by-age-group/
  2. The National Council on Aging. (2023). Safe Travel Tips for Older Adults. Retrieved from https://ncoa.org/article/safe-travel-tips-for-older-adults
  3. The New York Times. (2023). Thrifty Strategies for Senior Travelers. Retrieved from https://www.nytimes.com/2022/09/22/travel/frugal-strategies-for-senior-travelers.html
  4. State.gov. (2023). Travel. Retrieved from https://travel.state.gov/content/travel.html
  5. Chudyk, A. M. et al. (2015). Destinations Matter: The Association Between Where Older Adults Live and Their Travel Behavior. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4835227/