How Our Professional Contributors Help the Community
RetireGuide’s experts are trusted authorities who break down complex financial and health care policy topics for consumers. They contribute to RetireGuide by authoring content, providing industry insight and reviewing our pages to ensure all information is factual, clear and reliable.
Experts who contribute to RetireGuide include financial analysts, certified public accountants, Social Security advisors and insurance professionals. RetireGuide contributors are respected experts in their field who enrich our site with objective, verifiable and evidence-based information.
We vet and research each contributor to ensure they meet our high standards for education, formal training, credentials, membership in professional societies and reputation among consumers and peers. By sharing their knowledge and insight, our contributors offer readers like you a credible source of financial information you can trust.
Toby Walters, CFA® is a senior financial analyst with over 25 years of financial research experience. He is a member of CFA Society Boston and has helped create questions for the CFA Society Practice Exam. He is also involved with the Volunteer Income Tax Assistance/Tax Counseling for the Elderly programs of the Internal Revenue Service.
Ebony J. Howard, CPA is a certified public accountant with a background in accounting, personal finance, and income tax planning and preparation. She specializes in analyzing financial information in the health care, banking and real estate sectors. She holds a dual degree bachelor’s and master’s in accounting from Clark Atlanta University.
Eric Estevez is a duly licensed independent insurance broker and a former financial institution auditor with more than a decade of professional financial experience. He has specialized in federal, state and local compliance for both large and small businesses and has worked as a freelance bookkeeper.
Cyrus E. Bamji is head of communications for the Alliance for Lifetime Income, a nonprofit consumer education association made up of 22 financial service companies. He leads ALI’s financial communications, media relations, digital and content development focused on educating consumers about annuities and protected income. He has held various executive positions, including vice president at AARP.
John Clark is a certified long-term care and national Social Security advisor and the owner of Senior Solutions Insurance Agency in Palm City, Florida. Over the past 15 years, he has helped hundreds of retirees and older clients navigate the complex Medicare system.
Bob Glaze is a specialist in Medicare insurance coverage with more than 20 years of experience in the insurance industry. He is currently licensed to sell insurance in all 50 states and the District of Columbia.
As a Medicare insurance coverage specialist, Shelly Coon helps clients learn about Medicare options and select the right plans for their needs. She has worked in the insurance industry since 1999.
Brian Hickey is Vice President of Insuractive, an Omaha-based company providing direct-to-consumer Medicare plans, life insurance and wealth protection to individuals. With 24 years’ experiencein Medicare, long-term care, life insurance and wealth protection, Brian leads and develops Insuractive’s strategic initiatives with a focus on direct-to-consumeroptions for insurance information and solutions.
Awards, Honors and Professional Affiliations
Our financial and health care policy experts are members of esteemed professional organizations, including the Association for Financial Counseling & Planning Education (AFCPE), the National Association of Personal Financial Advisors and the National Association of Enrolled Agents.
Many have won awards for exceptional performance and service in the industry.
Our experts’ background and understanding of finance and health care have been featured in industry trade publications and national news outlets, including Kiplinger, The New York Times, The Wall Street Journal, CNN, Forbes and Bloomberg.
Additional Experts Featured on RetireGuide
Not all experts on RetireGuide write or review content. Some researchers, professors and certified professionals choose to provide valuable quotes and information during interviews conducted by RetireGuide staff writers.
Financial experts quoted in RetireGuide’s content are held to the same high standards as contributors and reviewers. They must have verified credentials relevant to the topic — including memberships to professional societies and certifications from established educational institutions.
Medicare and Health Care Experts
RetireGuide’s Medicare-related pages quote reputable policy experts who understand the complexity of government’s legislative impact on health care.
Medicare experts on RetireGuide work for government agencies and trusted nonprofit organizations, including the Kaiser Family Foundation, The Senior Citizens League, the National Academy for State Health Policy and the Patient Advocate Foundation.
Their backgrounds and years of experience enrich Medicare-related news and relevant articles on our site.
Interested in Becoming an Expert Contributor?
Our content is written and reviewed by trusted professionals who specialize in retirement planning and Medicare. If you are interested in contributing to RetireGuide, email Managing Editor Emily Powell at firstname.lastname@example.org for more information.