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Disclaimer, Terms and Conditions of Use

By accessing, browsing, or using this website, you signify your assent to the Disclaimer as well as Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, do not use this website.

RetireGuide.com is an informational resource that aspires to educate the public about retirement topics such as Medicare, annuities, life insurance and retirement planning. The website itself is owned by RetireGuide LLC, a for-profit company. Your use of this website is bound by these Terms and Conditions and is an agreement with both RetireGuide.com and RetireGuide LLC. RetireGuide.com is not responsible for any third-party content that may be accessed through this website. Further, RetireGuide.com does not endorse any of the companies or opinions listed in or linked to or from the website. RetireGuide.com does not accept or host any online advertising.

This page spells out the disclaimers for RetireGuide.com and the terms and conditions for any user of the website.

Website Contents, Ownership and Use Restrictions

The information contained in this website, including all images, illustrations, designs, photographs, video clips, writings and other materials (collectively referred to as “Content”) that appear herein are copyrights, trademarks, trade dress or other intellectual property owned, controlled or licensed are the property of RetireGuide LLC. The name RetireGuide.com as well as its logos are registered marks of RetireGuide.com and its owner and may not be used in any way, including in advertising or publicity without our prior written permission.

You may print a copy of the information contained herein for your personal use only, but you may not copy, reproduce, distribute, republish, download, display, post electronically or mechanically, transmit, record, in any manner mirror, photocopy, or reproduce the same without the prior written permission of RetireGuide.com or the applicable copyright owner.

Disclaimer of Warranty

RETIREGUIDE.COM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. RETIREGUIDE.COM DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR IN ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM OUR SITE AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS; (B) ANY THIRD-PARTY WEBSITES OR CONTENT ON THOSE SITES DIRECTLY OR INDIRECTLY ACCESS THROUGH LINKS ON OUR SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM; (C) THE UNAVAILABILITY OF OUR SITE OR ANY PORTION OF IT; (D), THE USER’S USE OF OUR SITE; OR (E) THE USER’S USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH OUR SITE.

Important Notice

The information published at this web site is educational in nature and is not intended to be a recommendation to purchase any specific insurance policy, annuity or financial product. You are strongly urged to consult with financial planning, tax, and legal advisors to determine your retirement needs.

Limitation of Liability

You will indemnify and hold harmless RetireGuide LLC and its subsidiaries, affiliates, officers, directors, owners, shareholders, employees, agents, printers, contractors, vendors, co-branders, suppliers, internet service providers, and partners from any loss, cost, claim, demand or other harm of any kind, including reasonable attorneys’ fees, due to or arising out of your unauthorized use of this website or any violation by you of any laws or your violation of any rights of another person.

IN NO EVENT SHALL RETIREGUIDE.COM BE LIABLE FOR SPECIAL, INDIRECT, EXEMPLARY, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO, LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTIONS, ALL ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING, OR DISPLAY OF THE CONTENTS OF THIS SITE.

RetireGuide.com, which for the purposes of limitations of liability includes its affiliates, listees and any officer, director, employee, subcontractor, agent, successor or assignee of RetireGuide.com, its affiliates and its listees, shall not be liable for any direct, indirect, incidental, special or consequential damages of any kind pertaining to your use of this website, regardless of any negligence of RetireGuide.com. That includes, without limitation, attorneys’ fees and lost profits or savings in any way because of, resulting from or arising in connection with RetireGuide.com.

Any information provided through this website or through links to other websites are provided for educational and general informational purposes only and should not be construed as legal advice nor substituted for legal advice provided by a competent attorney.

RetireGuide.com is not and shall not be liable for any claim, loss, cost or liability that arises out of, or relates to a user’s use of links provided by RetireGuide.com to other websites. A user of RetireGuide.com assumes total responsibility for any damages that may result from the use of any links, including damages which may result from viruses or computer problems associated with such links or repair and replacement of computers or server information, and for any time lost as the result of such damages.

Laws in Case of Dispute

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida as they apply to agreements made and solely performed therein. Disputes between users of our site and RetireGuide.com shall be subject to the jurisdiction of the State of Florida and U.S. the federal courts.

Links to Third-Party Sites

Links to third party content or sites are provided for your convenience and information only. The content of any linked third-party site is not under our control, and we are not responsible for it.

We reserve the right to terminate a link to a third-party site at any time. The fact that we provide a link to a third-party site does not necessarily mean that we endorse, authorize or sponsor that site, nor that we are affiliated with the third-party site’s owners or sponsors.

Notice and Takedown Procedures and Copyright Agent

If you believe any materials accessible on or from this website infringe your copyright, you may request removal of those materials (or access thereto) from this website by contacting RetireGuide.com copyright agent (identified below) and providing the following information:

  • Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (e.g., URL) of an authorized version of the work.
  • Identification of the material that you believe to be infringing and its location. Please describe the material, and provide us with its URL or any other pertinent information that will allow us to locate the material.
  • Your name, address, telephone number and (if available) e-mail address.
  • A statement that you have a good faith belief that the complained of use of the materials is not authorized by the copyright owner, its agent, or the law.
  • A statement that the information that you have supplied is accurate, and indicating that “under penalty of perjury,” you are the copyright owner or are authorized to act on the copyright owner’s behalf.
  • A signature or the electronic equivalent from the copyright holder or authorized representative.

RetireGuide.com’s agent for copyright issues relating to this website is as follows:

webmaster@RetireGuide.com

Changes to Terms and Conditions

We reserve the right to change the Terms and Conditions of RetireGuide.com at any time and without notice. Users should review this page on a regular basis for any changes. Use of this website following any changes constitutes a user’s acceptance of changes.

Complete Agreement

Except as expressly provided in a particular “legal notice” on the RetireGuide.com website, these Terms and Conditions and the RetireGuide.com Privacy Policy constitute the entire agreement between you and RetireGuide LLC with respect to the use of the RetireGuide.com website and content.

Contact Us

If you have any questions regarding any information found on this website, you can contact us at webmaster@RetireGuide.com.

Last Modified: October 26, 2020