Medicare Coverage for Stroke Prevention and Rehab

Original Medicare will help pay for the costs associated with preventing a stroke as well as treatment and rehabilitation if you have a stroke. Medicare Part D prescription drug plans or Medicare Advantage plans may pay for a portion of the prescription medications you need after having a stroke.

Terry Turner, writer and researcher for RetireGuide
  • Written by
    Terry Turner

    Terry Turner

    Senior Financial Writer and Financial Wellness Facilitator

    Terry Turner has more than 35 years of journalism experience, including covering benefits, spending and congressional action on federal programs such as Social Security and Medicare. He is a Certified Financial Wellness Facilitator through the National Wellness Institute and the Foundation for Financial Wellness and a member of the Association for Financial Counseling & Planning Education (AFCPE®).

    Read More
  • Edited By
    Lee Williams
    Lee Williams, senior editor for

    Lee Williams

    Senior Financial Editor

    Lee Williams is a professional writer, editor and content strategist with 10 years of professional experience working for global and nationally recognized brands. He has contributed to Forbes, The Huffington Post, SUCCESS Magazine,, Electric Literature and The Wall Street Journal. His career also includes ghostwriting for Fortune 500 CEOs and published authors.

    Read More
  • Published: April 21, 2021
  • Updated: January 17, 2023
  • 4 min read time
  • This page features 9 Cited Research Articles
Fact Checked
Fact Checked

Our fact-checking process starts with vetting all sources to ensure they are authoritative and relevant. Then we verify the facts with original reports published by those sources, or we confirm the facts with qualified experts. For full transparency, we clearly identify our sources in a list at the bottom of each page.

Cite Us
How to Cite's Article

APA Turner, T. (2023, January 17). Medicare Coverage for Stroke Prevention and Rehab. Retrieved June 8, 2023, from

MLA Turner, Terry. "Medicare Coverage for Stroke Prevention and Rehab.", 17 Jan 2023,

Chicago Turner, Terry. "Medicare Coverage for Stroke Prevention and Rehab." Last modified January 17, 2023.

Why Trust
Why You Can Trust Us

Content created by RetireGuide and sponsored by our partners.

Key Principles

RetireGuide’s mission is to provide seniors with resources that will help them reach important financial decisions that affect their retirement. Our goal is to arm our readers with knowledge that will lead to a healthy and financially sound retirement.

We’re dedicated to providing thoroughly researched Medicare information that guides you toward making the best possible health decisions for you and your family.

RetireGuide LLC has partnerships with Senior Market Sales (SMS) and GoHealth.

Our partners are able to be reached through the phone numbers and/or forms provided on our website.

The content and tools created by RetireGuide adhere to strict Medicare and editorial guidelines to ensure quality and transparency.

Editorial Independence

While the experts from our partners are available to help you navigate various Medicare plans, RetireGuide retains complete editorial control over the information it publishes.

We operate independently from our partners, which allows the award-winning RetireGuide team to provide you with unbiased information.

Visitors can trust our inflexibility regarding our editorial autonomy. We do not allow our partnership to influence RetireGuide’s editorial content whatsoever.

What Does Medicare Cover for Stroke Patients?

Original Medicare — Medicare Part A and Part B — can cover some of the costs associated with preventing, treating and recovering from a stroke. However, you may have to pay out-of-pocket costs for some of the services.

Services Covered by Original Medicare
Medicare Part A hospital insurance will cover a large portion of the cost if you have to be hospitalized. You will need to pay a deductible ($1,600 in 2023) and will have a coinsurance payment for each day you are hospitalized beyond 60 days.
Inpatient Rehabilitation Care
If your doctor certifies your care is medically necessary, Medicare Part A covers inpatient rehabilitation care at an inpatient rehab facility, acute care rehabilitation center or rehabilitation hospital. Your out-of-pocket costs for your deductible and coinsurance are the same as if you were hospitalized.
Occupational Therapy
Medicare Part B medical insurance covers outpatient occupational therapy if it is medically necessary. Occupational therapy focuses on rehabilitating you to perform activities in your daily life such as eating, bathing and dressing yourself. You are responsible for the Medicare Part B deductible ($226 in 2023) and 20% of the Medicare-approved cost of occupational therapy services.
Physical Therapy
Medicare Part B covers medically necessary outpatient physical therapy. Physical therapy focuses on improving your mobility and increasing your range of movement. Medicare pays 80% of the approved cost of physical therapy after you pay your Part B deductible. You are responsible for 20% of the Medicare-approved amount.
Preventive Services
Preventive and screening services that detect and prevent illness are covered by Medicare Part B. Preventive services include screenings for risk factors such as diabetes, heart disease and obesity, as well as abdominal aortic aneurysm screenings to identify vascular abnormalities. There is typically no charge to you for these services if your health care provider accepts assignment.
Skilled Nursing Facility Care
Medicare Part A hospital insurance covers all of the approved costs of skilled nursing facility care for the first 20 days if you meet certain criteria. You are responsible for your Part A deductible and a daily coinsurance payment for each day beyond 20 days. After 100 days, you are responsible for all costs.

A Medigap (Medicare Supplement insurance) plan can help you cover out-of-pocket costs for deductibles, coinsurance and copayments.

Does Medicare Pay for Stroke Medication?

Medicare Part A hospital insurance covers medications you receive if you are admitted to a hospital for a stroke. You are responsible for your deductible and coinsurance if you remain hospitalized beyond 60 days.

Original Medicare does not cover the cost of prescription medications your doctor prescribes to prevent a stroke or drugs you have to take after you leave the hospital. But a Medicare Part D prescription drug plan or a Medicare Advantage plan that includes prescription drug coverage may help with out-of-pocket costs.

Types of Prescription Medications Used to Treat or Prevent Strokes
  • Antiplatelet drugs — a type of blood thinner that prevents platelets from sticking together and forming clots. The most common type of antiplatelet drug is aspirin.
  • Anticoagulants — a type of blood thinner that prevents new blood clots from forming and keeps existing clots from getting bigger. Examples are Xarelto, Heparin and Warfarin.
  • Blood pressure medications — a wide variety of drugs that can be used to lower your blood pressure to prevent strokes. Examples include ACE inhibitors, beta-blockers and diuretics.
  • Cholesterol medications — drugs that lower cholesterol. These include statins (Crestor, Lipitor), bile acid resins, niacin, fibric acid derivatives and cholesterol absorption inhibitors.

Medicare Part D prescription drug plans and Medicare Advantage plans, both sold by private insurers, can help cover your prescription medication costs.

Each plan has its own formulary, or list of the prescription drugs it covers. Be sure to check with your plan to see that the drugs you are prescribed are covered. If your prescriptions are not covered, the list should include an alternate medication in the same class that may be substituted.

Medicare Coverage for Stroke Prevention

Original Medicare covers several preventive services that can determine your risk for a stroke and reduce the likelihood that you will experience one.

Medicare Preventive Services That Can Help With Stroke Prevention
  • Alcohol misuse screening and counseling
  • Behavioral therapy for cardiovascular disease
  • Cardiovascular disease screening — including a cholesterol blood test
  • Counseling to stop smoking or other tobacco use
  • Diabetes screenings
  • Diabetes self-management training
  • Nutrition therapy services
  • Obesity screening and counseling

According to the U.S. Centers for Medicare & Medicaid Services, you can prevent 80% of recurring strokes through lifestyle changes such as diet and exercise along with medical interventions such as cholesterol-lowering or high blood pressure-lowering medications.

Last Modified: January 17, 2023

9 Cited Research Articles

  1. U.S. Centers for Medicare & Medicaid Services. (2022, September 27). 2023 Medicare Parts A & B Premiums and Deductibles 2023 Medicare Part D Income-Related Monthly Adjustment Amounts. Retrieved from
  2. U.S. Centers for Medicare & Medicaid Services. (2019, July). Medicare Coverage of Skilled Nursing Facility Care. Retrieved from
  3. U.S. Centers for Medicare & Medicaid Services. (2019, May 13). Medicare and Stroke Prevention. Retrieved from
  4. U.S. Centers for Medicare & Medicaid Services. (2018, May 6). Stroke Recovery — Medicare Can Help. Retrieved from
  5. U.S. Centers for Medicare & Medicaid Services. (n.d.). Inpatient Rehabilitation Care. Retrieved from
  6. U.S. Centers for Medicare & Medicaid Services. (n.d.). Medicare Costs at a Glance. Retrieved from
  7. U.S. Centers for Medicare & Medicaid Services. (n.d.). Occupational Therapy. Retrieved from
  8. U.S. Centers for Medicare & Medicaid Services. (n.d.). Physical Therapy. Retrieved from
  9. U.S. Centers for Medicare & Medicaid Services. (n.d.). Skilled Nursing Facility (SNF) Care. Retrieved from