Does Medicare Cover Cardiac Rehabilitation?

Medicare covers cardiac rehabilitation if you have had certain cardiovascular events or procedures. Cardiac rehab is a medically supervised program that aims to improve your heart and cardiovascular health following a heart attack, heart surgery or related conditions and procedures.

Terry Turner, writer and researcher for RetireGuide
  • Written by
    Terry Turner

    Terry Turner

    Senior Financial Writer and Financial Wellness Facilitator

    Terry Turner has more than 30 years of journalism experience, including covering benefits, spending and congressional action on federal programs such as Social Security and Medicare. He is a Certified Financial Wellness Facilitator through the National Wellness Institute and the Foundation for Financial Wellness and a member of the Association for Financial Counseling & Planning Education (AFCPE®).

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  • Edited By
    Lee Williams
    Lee Williams, senior editor for RetireGuide.com

    Lee Williams

    Senior Financial Editor

    Lee Williams is a professional writer, editor and content strategist with 10 years of professional experience working for global and nationally recognized brands. He has contributed to Forbes, The Huffington Post, SUCCESS Magazine, AskMen.com, Electric Literature and The Wall Street Journal. His career also includes ghostwriting for Fortune 500 CEOs and published authors.

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  • Published: April 27, 2021
  • Updated: November 1, 2022
  • 4 min read time
  • This page features 6 Cited Research Articles
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APA Turner, T. (2022, November 1). Does Medicare Cover Cardiac Rehabilitation? RetireGuide.com. Retrieved December 4, 2022, from https://www.retireguide.com/medicare/treatments/cardiovascular/cardiac-rehabilitation/

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Chicago Turner, Terry. "Does Medicare Cover Cardiac Rehabilitation?" RetireGuide.com. Last modified November 1, 2022. https://www.retireguide.com/medicare/treatments/cardiovascular/cardiac-rehabilitation/.

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Does Medicare Cover Cardiac Rehabilitation?

Medicare Part B medical insurance covers most of the cost of cardiac rehabilitation programs — also called cardiac rehab — if you have had certain specific conditions or prior procedures.

Medicare covers cardiac rehab if you have had at least one of the following conditionsor procedures:
  • A heart attack in the last 12 months
  • Coronary angioplasty (a medical procedure to open a blocked heart artery)
  • Coronary artery bypass surgery
  • Coronary stent placement (a procedure that places a device in a heart artery to keep it open)
  • Current stable angina (chest pain)
  • Heart valve replacement or repair
  • Heart or heart-lung transplant
  • Stable chronic heart failure

Medicare will also cover intensive cardiac rehab programs, which are more rigorous than standard cardiac rehabilitation.

Any cardiac rehab program must take place in a doctor’s office or a hospital outpatient setting in order for Medicare to cover part or all of the cost.

Medicare Advantage plans are required by law to cover everything covered by Original Medicare — Medicare Part A and Part B — so these plans will also cover cardiac rehabilitation.

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Your Costs for Cardiac Rehab With Medicare

If you are enrolled in Medicare Part B, Original Medicare will pay 80 percent of the cost of cardiac rehab if you receive the services in a doctor’s office. You will be responsible for 20 percent of the Medicare-approved cost after you have paid your Part B deductible.

If you receive cardiac rehabilitation in a hospital outpatient setting, you will be responsible for your Medicare Part B deductible and the hospital’s copayment amount.

How Long Does Medicare Pay?
Medicare covers up to two, one-hour cardiac rehab sessions per day, or a total of 36 sessions completed during a 36-week period. If your doctor determines that more sessions are medically necessary, Medicare will pay for an additional 36 sessions during the 36-week period.

If you have a Medicare Advantage plan, you should check with your plan’s administrator about the specifics of your coverage. Your plan may require you to use a cardiac rehab program from a specific health care provider in your network.

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What Is Cardiac Rehab and What Should You Expect?

Cardiac rehabilitation is a comprehensive, medically supervised program that includes exercise education and counseling to improve your cardiovascular health after you’ve experienced a major cardiac event or heart surgery.

Components of Cardiac Rehabilitation
Exercise
You’ll take part in structured exercise and receive training to continue exercising in ways that promote heart health.
Education
You will learn methods to manage cardiovascular risk factors such as how to quit smoking or how to adapt your diet to include more heart-healthy foods.
Stress Counseling
You’ll receive counseling on how to identify and manage sources of stress in your life. Stress can contribute to heart issues.

You’ll be asked to take tests before, during and after your series of sessions that measure different aspects of your heart health and rehabilitation progress.

Whether you receive your cardiac rehab in a doctor’s office or a hospital outpatient setting, the facility and staff have to meet certain requirements.

The facility must have medically accepted cardiopulmonary, emergency, diagnostic and therapeutic life-saving equipment. This includes devices and supplies such as CPR equipment, oxygen or defibrillators.

The staff must also monitor your heart rate, pulse, breathing and other vital signs during your exercise program. This information helps to monitor your condition while you’re working out and can give your doctor an idea of your condition and progress.

Staff requirements for any cardiac rehabilitation facility include the following:
  • Trained in both basic and advanced life support techniques
  • Trained in exercise techniques for coronary disease
  • Under the direct supervision of a physician

In order for Medicare to provide coverage, you will have to complete all cardiac rehab sessions within a 36-week period.

You will typically attend two to three sessions per week for 12 to 18 weeks. If your doctor determines that additional sessions are medically necessary, your coverage may be extended, but you can’t exceed 72 sessions in 36 weeks.

Your doctor may advise you to keep up with your cardiac rehabilitation routine after Medicare coverage ends. You can work with your doctor on an exercise program that fits your needs.

Last Modified: November 1, 2022

6 Cited Research Articles

  1. National Heart, Lung, and Blood Institute. (2022, March 24). Cardiac Rehabilitation. Retrieved from https://www.nhlbi.nih.gov/health/heart-treatments-procedures
  2. U.S. Centers for Medicare & Medicaid Services. (2022). Cardiac Rehabilitation. Retrieved from https://www.medicare.gov/coverage/cardiac-rehabilitation
  3. U.S. Centers for Medicare & Medicaid Services. (2022). Cardiac Rehabilitation Programs (CAG-00089R). Retrieved from https://www.cms.gov/medicare-coverage-database/view/ncacal-decision-memo.aspx?proposed=N&NCAId=164&NcaName=Cardiac+Rehabilitation+Programs&DocID=CAG-00089R
  4. American Heart Association. (2016, July 31). What Is Cardiac Rehabilitation? Retrieved from https://www.heart.org/en/health-topics/cardiac-rehab/what-is-cardiac-rehabilitation
  5. U.S. National Library of Medicine. (2016, April 13). Cardiac Rehabilitation. Retrieved from https://medlineplus.gov/cardiacrehabilitation.html
  6. U.S. Centers for Medicare & Medicaid Services. (2010, November 17). Cardiac Rehabilitation and Intensive Cardiac Rehabilitation – JA6850. Retrieved from https://www.cms.gov/Medicare/Medicare-General-Information/MedicareApprovedFacilitie/ICR