Aetna Medicare Supplement

Medicare supplement insurance plans help fill the gaps of Original Medicare by bringing down your out-of-pocket costs. For example, while Medicare Part B covers 80% of your medical services, a Medigap plan could help cover the remaining 20%. Each plan offers additional benefits that can make one better suited for you over another.

Aetna is a highly popular health insurance company that offers coverage for seven of the 10 Medigap plans available – A, B, D, G, N, C and F. To qualify for Aetna’s Medigap plans, you must be enrolled in Original Medicare parts A and B and live in a state where the plans are offered.

All Aetna Medigap plans offer nonrestrictive provider networks, allowing you to see any doctor who accepts Medicare patients. Additionally, you don’t need a referral to see a specialist.

Although Aetna also offers Medicare Advantage plans, you cannot combine them with a Medicare supplement plan. The Medicare Advantage plan exists to take the place of an Original Medicare plan. Aetna’s Medicare supplement plan functions as an add-on for Original Medicare plans.

While supplement plans can help reduce your health care costs, there are still advantages and disadvantages that come with choosing a Medigap plan from Aetna.

The cost of Aetna’s Medigap plans fluctuate depending on your age, gender and location.

Below is a sample of 2022 Medigap estimated costs for several states. These premiums are priced for women who are 65 years old and in their enrollment period.

If you are still unsure about Aetna’s Medicare Supplement plans, you can use the Medigap plan finder tool to help you find a plan best suited for your needs.