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Gain Access to Our Trusted Partners

From Medicare Advantage plans and Medigap policies to life insurance and annuities, our partners offer personalized retirement solutions for consumers across the country.

Because our partners work with highly educated agents trained across multiple product offerings, you can explore other insurance products — including life insurance and annuities — with confidence.

William Howery, a Medicare expert who has a decade of experience in the insurance industry, shares why it makes sense to work with an independent agent who works with a variety of insurance carriers.

Which Plans Can I Choose From?

  • Medicare Icon
    Original Medicare
    Medicare Part A and Part B make up what is known as Original Medicare. This government-run program covers many, but not all, health care services for people 65 and older.
  • Medicare Supplement Icon
    Medicare Supplement Plans
    Also known as Medigap, these insurance policies help cover out-of-pocket expenses not covered by Original Medicare such as deductibles and coinsurance.
  • Medicare Advantage Icon
    Medicare Advantage
    These private insurance plans act as an alternative to Original Medicare. They must offer the same coverage as Parts A and B, but many include additional coverage, such as dental and vision.
  • Plan D Icon
    Part D Plans
    Medicare Part D prescription drug coverage is provided through private insurers. Monthly premiums and drug costs depend on the plan you choose.

Frequently Asked Questions

What does Medicare cover?
  • Medicare Part A is hospital insurance. It covers inpatient hospital stays, skilled nursing facility care and hospice care.
  • Medicare Part B covers most doctor visits, outpatient care, preventive services and some medical supplies.
  • Medicare supplemental insurance — also known as Medigap — helps cover additional costs, such as copayments and deductibles, for people with Parts A and B.
  • Medicare Advantage plans are administered by private insurance companies. They include the same coverage as Part A and Part B and usually have Part D drug coverage. Plans may also include other extra benefits such as vision and dental.
  • Medicare Part D plans are administered by private insurance companies to cover prescription drugs.
When should I enroll in Medicare?
Most experts recommend beginning the enrollment process during your initial enrollment period, which starts three months before you turn 65.
What documents do I need to enroll in Medicare?
  • Your name
  • Your date of birth
  • Your Social Security number
  • Your original birth certificate
  • Your driver's license number, passport or other proof of U.S. citizenship or legal residency
  • Any current health insurance you have, including Medicaid
  • Current employer information if you are still working