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Gain Access to Our Trusted Partners

Our partners offer personalized Medigap solutions for consumers across the country.

Because our partners work with highly educated agents trained across multiple product offerings, you can explore other insurance products — including life insurance and annuities — with confidence.

William Howery, a Medicare expert who has a decade of experience in the insurance industry, shares why it makes sense to work with an independent agent who works with a variety of insurance carriers.

Which Plans Can I Choose From?

  • Medicare Supplement Icon
    Medigap Plan A
    This is the most basic plan. It covers 20% of what Medicare does not for outpatient services. All companies must carry Medigap Plan A but don’t have to sell it to people on Medicare disability if they’re under 65.
  • Medicare Supplement Icon
    Medigap Plan B
    In addition to having all Plan A coverage, Plan B covers part of the Medicare Part A deductible.
  • Medicare Supplement Icon
    Medigap Plan D
    Do not confuse this plan with Medicare Part D prescription drug coverage. Medigap Plan D does not cover Medicare excess charges or your Medicare Part B deductible. It covers most other out-of-pocket expenses.
  • Medicare Supplement Icon
    Medigap Plan G
    Generally, this has been the most popular Medigap plan. Plan G covers all of your out-of-pocket costs with Medicare except for the Medicare Part B deductible.
  • Medicare Supplement Icon
    Medigap Plans K, L and M
    These plans are not offered by all insurers. They offer only partial coverage. Plan K covers 50 percent of most out-of-pocket costs, Plan L covers 75 percent of most costs and Plan M covers most costs, but only 50 percent of your Medicare Part A deductible.
  • Medicare Supplement Icon
    Medigap Plan N
    This Medigap plan offers lower premiums if you agree to copayments for doctor visits, emergency room visits and other medical services. It also does not cover Medicare excess charges.

Frequently Asked Questions

What does Medigap cover?
These supplemental insurance policies can help you pay out-of-pocket costs, including deductibles, coinsurance or copayments.
When should I enroll in Medigap?
The best time to enroll in a Medicare Supplement plan is when you are first eligible, according to the Centers for Medicare & Medicaid Services.
What documents do I need to enroll in Medigap?
  • Your name
  • Your date of birth
  • Your Social Security number
  • Your original birth certificate
  • Your driver's license number, passport or other proof of U.S. citizenship or legal residency
  • Any current health insurance you have, including Medicaid
  • Current employer information if you are still working
Have you selected your 2024 Medicare plan?
Maximize your Medicare savings by connecting with a licensed insurance agent. Annual Enrollment is open until December 7th.