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Gain Access to Our Trusted Partners

Our partners offer personalized Medicare Advantage solutions for consumers across the country.

Because our partners work with highly educated agents trained across multiple product offerings, you can explore other insurance products — including life insurance and annuities — with confidence.

William Howery, a Medicare expert who has a decade of experience in the insurance industry, shares why it makes sense to work with an independent agent who works with a variety of insurance carriers.

Which Plans Can I Choose From?

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    Health Maintenance Organizations (HMO)
    HMOs generally require you to use doctors, hospitals and other health care providers within their network with few exceptions. You usually need a referral to see a specialist. Almost all HMOs include prescription drug coverage.
  • Medicare Icon
    Preferred Provider Organizations (PPO)
    PPOs generally allow you to use any doctor or other provider that you want, but you may have to pay more if you go to one that’s not in your PPO network. You do not need a referral to see a specialist. Drug coverage is usually included.
  • Medicare Icon
    Sometimes called HMOPOS plans, these are HMO plans that may allow you to receive services from out-of-network doctors, hospitals or other health care providers at a higher cost to you.
  • Medicare Icon
    Private Fee-for-Service
    PFFS plans generally allow you to use any doctor, hospital or other provider as long as the provider accepts the plan’s terms. If your PFFS plan does not cover drugs, you can purchase a Medicare Part D drug plan.

Frequently Asked Questions

What do Medicare Advantage plans cover?
Medicare Advantage plans are administered by private insurance companies. They include the same coverage as Part A and Part B and usually have Part D drug coverage. Plans may also include other extra benefits such as vision and dental.
When should I enroll in Medicare Advantage?
Most experts recommend beginning the enrollment process during your initial enrollment period, which starts three months before you turn 65.
What documents do I need to enroll in a Medicare Advantage plan?
  • Your name
  • Your date of birth
  • Your Social Security number
  • Your original birth certificate
  • Your driver's license number, passport or other proof of U.S. citizenship or legal residency
  • Any current health insurance you have, including Medicaid
  • Current employer information if you are still working
Have you selected your 2024 Medicare plan?
Maximize your Medicare savings by connecting with a licensed insurance agent. Annual Enrollment is open until December 7th.