Does Medicare Cover Dentures?

Original Medicare — Medicare Part A and Part B — typically does not cover dentures or other dental services.

Some Medicare Advantage plans and other Medicare-related insurance or savings plans may offer options to help pay for dentures or other dental services.

Some Medicare Advantage plans will cover dentures. But when shopping for a Medicare Advantage plan, you should consider your potential dental needs in the future and ask what specific dental services the plan covers.

Medicare Advantage plans are sold by private insurers that contract with Medicare. These plans are required by law to cover everything Original Medicare covers, but they may include additional benefits such as dental, vision and hearing services.

According to the Kaiser Family Foundation, 94% of Medicare Advantage plans offered some type of dental coverage in 2021. While 86% of those plans offer extensive benefits — dentures, oral surgery, fillings — 14% of them offer only preventive coverage — oral exams, cleanings and dental X-rays. Most cap how much they are willing to pay at around $1,000 to $1,500.

It’s important to ask about and review dental coverage if you select a Medicare Advantage plan to know exactly what’s covered.

Dentures can cost anywhere from $300 per plate for low-cost dentures to $8,000 for a full set of premium plates, according to denture adhesive maker Fixodent.

It’s important to review your Medicare Advantage plan to see what dental services are covered and how much you will have to pay out-of-pocket.

You may have to pay half the cost of the dental services you receive. Many Medicare Advantage plans may only cover Medicare-approved services — putting  you on the hook for 100 percent of dental services.

You can buy senior dental insurance from private insurers to help cover the cost of dentures if you are on Medicare. There are also several free and low-cost dental care options to reduce your out-of-pocket costs or to help you if you have limited income and resources.